Individual and Family Plans
Independence and self-reliance are important traits for ranching families. But it is expensive to go it alone when you’re looking for insurance for you and your family.
There is strength in numbers.
Cattle Raisers Insurance serves a unique group of clients—independent ranchers banding together to form a buying group to purchase products for the health and well-being of their families.
With you as a Cattle Raisers Insurance client, our power to negotiate the best rates and best variety of products for you, and all our clients, increases substantially.
Customize Your Plan
Our ranching families told us which features they look for in individual and family medical insurance products. We built those features into our plan. They are:
- You choose the amount of your deductible and the level of benefits that suit your family and budget through the Premium and Select plans.
- Our Premium plan doesn’t cap benefits or limit prescription drugs. Our Select plan provides generous and affordable benefits.
- Our plans don’t drop families when they face a challenge, like a serious accident, illness or disease.
- Our plans offer a family rate on medical insurance benefits that does not change with the number of children you have, saving our customers money in the long run.
As avid supporters of our families, our plans offer comprehensive maternity benefits—including pre- and postnatal care and newborn nursery services—all within the standard deductible and co-pay.
Our insurance plans offer a generous lifetime maximum to ensure our members don’t get stuck with over-the-top medical bills from a serious accident, illness or disease.
They are designed to keep yearly out-of-pocket maximum expenses under control.
We believe that preventive care is the best kind of care; therefore, there is no limit to a certain dollar amount per year.
Our professionals are in Texas, ready to talk with you about the unique needs ranchers have and the products we offer to protect you and your family.