Group Medical Plans

There’s a good possibility you qualify for group health coverage without even realizing it. A group plan can offer you expanded coverage, lower premiums and less volatility in your insurance coverage.

It’s worth investigating.

Here is what you need to know about group medical plans.

A group can consist of a husband and wife, if both names are reflected on legally filed General Partnership, Limited Partnership or Limited Liability Company documents.
A group can consist of 2 or more W2 employees, owners or partners.
Group medical plans offer numerous insurance plan options. Unlike individual medical offerings, you can choose PPO or HMO provider networks as well as varying deductibles and RX co-pays.
Group medical plans can be purchased throughout the year — they normally have a first of the month effective date or 15th of the month effective date.
Group medical plans must be extended to all employees working 30 hours or more per week.
Employers are required to contribute at least 50 percent of their employees’ premiums for a group medical plan.
75 percent of employees must participate in the group insurance plan, unless covered elsewhere.
Group employers must comply by group regulations.

Fill out the online request form here or Download the Group Quote form today, fill it out and fax it to 817-336-5487. We’ll have answers for you right away!